Should you pay off your debt or buy bitcoin with it?

I’ve been thinking a lot about this and wanted to get the community’s thoughts. Let’s say you’ve got some debt (credit cards, student loans, etc.) but you’re also really bullish on Bitcoin long-term. With limited income, would it be smarter to: Prioritize paying off debt completely before stacking sats, or Start buying Bitcoin consistently, even if it means carrying some debt longer? I know it depends on interest rates and risk tolerance, but I’d love to hear how you personally approach this. Do you view Bitcoin as a higher priority than becoming debt-free? Or is peace of mind from zero debt worth more than potential BTC gains? Curious to hear different strategies, especially from folks who’ve been in this situation. submitted by /u/Resident-Salad8713 [link] [comments]

May 31, 2025 - 21:30
 0

I’ve been thinking a lot about this and wanted to get the community’s thoughts.

Let’s say you’ve got some debt (credit cards, student loans, etc.) but you’re also really bullish on Bitcoin long-term. With limited income, would it be smarter to:

  1. Prioritize paying off debt completely before stacking sats, or

  2. Start buying Bitcoin consistently, even if it means carrying some debt longer?

I know it depends on interest rates and risk tolerance, but I’d love to hear how you personally approach this. Do you view Bitcoin as a higher priority than becoming debt-free? Or is peace of mind from zero debt worth more than potential BTC gains?

Curious to hear different strategies, especially from folks who’ve been in this situation.

submitted by /u/Resident-Salad8713
[link] [comments]