Here's the Maximum Possible Social Security Benefit at Ages 62, 67, and 70

Here's what you should do if you qualify for a big monthly check.

Jun 20, 2025 - 14:05

Here's the Maximum Possible Social Security Benefit at Ages 62, 67, and 70

The average retiree collects about $2,000 per month from Social Security, but you could collect a lot more. While there are several factors that go into calculating the size of your monthly benefit, the age at which you decide to claim benefits may be one of the most important.

The most popular claiming age is the first year of eligibility for most retirees: 62. The next most popular claiming age is full retirement age. But the benefits you can receive at age 62 or full retirement age are dwarfed by those you could receive if you wait until 70. The discrepancy becomes especially clear if you're in line to receive the maximum possible benefit from Social Security.

Getting the biggest possible benefit is no easy feat. Here's what you'll need to do and how much you could receive by maxing out Social Security at 62, 67, and 70.