Is This the Perfect Age to Start Social Security?

You do everything you can to prepare yourself for a comfortable retirement: You save what you're able to. You budget carefully. And now you want to optimize your Social Security claim so you can take home the most money possible.Your claiming age has a huge effect on how much you get from the program, but once you've made your choice, it's difficult to undo it. You may already have a claiming age in mind. But you wonder whether it's really the perfect age to sign up.The short answer to that is no. There is no such thing as the perfect Social Security claiming age. But there are some ages that could be better than others for you.Continue reading

Jun 21, 2025 - 21:27
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Is This the Perfect Age to Start Social Security?

You do everything you can to prepare yourself for a comfortable retirement: You save what you're able to. You budget carefully. And now you want to optimize your Social Security claim so you can take home the most money possible.

Your claiming age has a huge effect on how much you get from the program, but once you've made your choice, it's difficult to undo it. You may already have a claiming age in mind. But you wonder whether it's really the perfect age to sign up.

The short answer to that is no. There is no such thing as the perfect Social Security claiming age. But there are some ages that could be better than others for you.

Continue reading